ORCM Quick Win
Find what will kill your deal before investors do.
18 years in banking risk & compliance. FSCA Category I Advisory.
Book a Free Diagnostic CallThe Problem
Investors and Banks Find the Gaps You Missed
Most SMEs don't know their risk profile until due diligence starts. By then, it's too late: deals delay, valuations drop, or term sheets never arrive. An ORCM Quick Win gives you a clean view of what's broken, and a plan to fix it, before you start pitching.
What We Review
4 Areas Investors Always Check
A. Regulatory & FAIS Compliance
- FSP license scope vs actual activities
- Rep appointments, CPD records, regulatory exam status
- COI policy, complaints register, TCF evidence
Common red flag: Most SMEs don't realise their license doesn't cover what they're selling.
B. Financial Risk & Controls
- Segregation of duties in finance
- Cash controls, bank recs, approval limits
- IT access and data security basics
Common red flag: Owner approval is the only control.
C. Tax & Statutory Compliance
- VAT, PAYE, CIT status and filing history
- CIPC annual returns, B-BBEE if relevant
Common red flag: SARS verifications and late filings are flagged before DD.
D. Operational Risk
- Key person risk, critical supplier/client contracts
- Insurance adequacy vs business risk
Common red flag: No key person cover, no contracts.
What You Get
3 Deliverables. Nothing More.
Risk Heatmap
2 pages
Traffic light table: High/Medium/Low risk across 15–20 checkpoints. Scannable for investors and banks.
Gap Report
8–12 pages
For each High/Medium risk: what's wrong, why it matters, what FSCA/SARS/bank will ask, and the fix.
30-Day Action Plan
2 pages
Prioritised list of 5–7 fixes with owner, deadline, and effort level. This is what gets you the follow-on retainer.
Delivered as PDF + 45-min walkthrough call. No 40-page reports that nobody reads.
How It Works
Our Process
Data Gather
We send a checklist and request key documents: FSP license, management pack, SARS letters, insurance schedule, org chart, contracts. Kickoff call to understand the business model.
Review & Analysis
We carry out the review remotely using your documents and our risk scoring matrix.
Report & Handoff
We draft the report, send it for review, then walk through it on a call. Final PDF delivered.
Why Work With Us
We've sat on the other side of this table, reviewing SMEs for credit and regulatory approval at a major bank. We know exactly which FAIS gaps, SARS issues, and control weaknesses kill deals. You get the same scrutiny investors and banks apply, before they do.
Book Your Free CallFAQ
Is this the same as an audit?
No. This is a management-level readiness review, not a statutory audit. We flag what investors and banks will flag, and tell you how to fix it before they do.
Do you visit our offices?
No. All work is done remotely. We send a data request checklist and hold a 1-hour kickoff call.
Can this roll into Fractional CFO?
Yes. Most clients keep us on to implement the fix plan. The ORCM review is often the starting point.