Legal
Terms of Service
Last updated: 4 July 2026
Overview
These Terms of Service govern your use of the Azoe Advisory website and your engagement of our business advisory services. By using this site or engaging us for services, you agree to these terms. If you do not agree with them, please do not use the site or engage our services.
Nature of Our Services
Azoe Advisory provides fractional CFO, risk, and business advisory services to South African SMEs. Our services, including the ORCM Quick Win and Capital Readiness Review, are business advisory in nature and do not constitute regulated financial advice as defined under the Financial Advisory and Intermediary Services Act. Our FSCA Category I advisory license is currently in process. Until that license is granted, we operate strictly within a business advisory scope and do not provide advice that requires FSCA authorisation.
Engagements
General information on this website, including service descriptions and diagnostic calls, is provided for informational purposes and does not itself create a client relationship or contractual obligation. Any fixed-scope engagement, deliverable, or ongoing advisory arrangement is governed by a separate signed agreement or engagement letter between Azoe Advisory and the client, which will set out the specific scope, fees, timelines, and responsibilities of each party. Where these Terms of Service conflict with a signed engagement letter, the engagement letter takes precedence for that engagement.
No Guarantee of Outcomes
We bring 18 years of banking risk and capital advisory experience to every engagement, but we cannot and do not guarantee any specific outcome. This includes, without limitation, outcomes such as securing investor funding, loan or credit approval, passing due diligence, or any other commercial or financial result. Decisions made by banks, investors, and other third parties remain entirely outside our control.
Limitation of Liability
To the maximum extent permitted by law, Azoe Advisory shall not be liable for any indirect, incidental, or consequential loss or damage arising from your use of this website or our services. Where liability cannot be excluded, our total liability in connection with any engagement will be limited to the fees paid by the client for the specific engagement giving rise to the claim.
Intellectual Property
All content on this website, including text, graphics, and branding, is the property of Azoe Advisory unless otherwise stated, and may not be reproduced without our permission.
Governing Law
These terms are governed by the laws of the Republic of South Africa, and any disputes arising from them will be subject to the jurisdiction of the South African courts.
Changes to These Terms
We may update these terms from time to time. The updated version will be posted on this page, and continued use of the site or our services after changes are posted constitutes acceptance of the revised terms.
This is a general template and should be reviewed by a qualified legal professional before being relied upon.